Former Managing Director at Unibanco for more than 20 years, Managed a credit portfolio of around USD 50 billion and was the head of German Desk (Unibanco and Commerzbank joint venture).
MBA in Credit and Risk INSEAD.

Former Senior Credit Officer , Risk and M& A of Unibanco, BBA, BBM and Noroeste.
Economist by PUC-SP and MBA in Finance by IBMEC, Corporate Finance by FGV-SP.

Specialist in Agribusiness and Risk Management. He served as Credit Products Superintendent at Banco Nacional and Risk Superintendent in Unibanco's Risk Review and Global Risk Management areas. He was director of the Credit Products Commission at Febraban. Eng. Agronomist from ESALQ / USP with a Master's in Finance from PUC / RIO.

Advisor of Siemens Brasil, developed long-term loans to export finance of the group, has experience for more than years 20 in the financial market. Administrator by ABC University, Project Finance by FGV.

Senior Manager specialist in Corporate Banking, worked in ABC, Unibanco, Credit Lyonnais, J. Safra, Deloitte. Economist, MBA in Finance by IBMEC.

26 years experience in with more than Middle and Large companies Previously worked in credit and structuring financial solutions at Unibanco and Itaú BBA. Responsible for the States of São Paulo, Paraná, Santa Catarina, Rio Grande do Sul and head of Latin America.Economist by FAAP, MBA in Finance by IBMEC.

Graduated in Business Administration by PUC-SP, 25 years of experience in the financial market focusing on the medium-sized companies segment, having worked in the areas of credit, commercial and products, especially in the real estate credit segment and in the restructuring area credit at Itaú-Unibanco.

Graduated in Economics (PUC / SP), with specialization in Corporate Finance (FGV / SP). Hes has worked in the Corporate Credit Department for over 30 years, with solid knowledge in analysis, granting and credit decision. Strong experience in Middle Market Credit area (revenues between R $ 30MM to R $ 500MM per year). He formed and coordinated several Credit Teams and acted as full member of the Credit Committee for at least 20 years. He worked in large institutions (Citibank, Unibanco and Itaú) being Banco Safra your last bank where he worked for 02 years,